ARX Rural Risks Legal Notice
1. Regulatory Status
ARX Rural Risks (Guernsey) Limited is licensed and regulated by the Guernsey Financial Services Commission (GFSC) as an international insurer, authorised to carry on general insurance business under The Insurance Business (Bailiwick of Guernsey) Law, 2002, as amended.
GFSC Licence Reference: 3067586
This authorisation can be verified on the GFSC register at www.gfsc.gg
ARX Rural Risks (Guernsey) Limited is a limited company registered in the Bailiwick of Guernsey.
Registered number: CMP74566 Registered office: Block A, Second Floor, Lefebvre Court, Lefebvre Street, St Peter Port, Guernsey, GY1 2JP
ARX Rural Risks (Guernsey) Limited is 100% owned by ARX Rural Re Limited, a company registered in the United Kingdom under number SC761488.
ARX Rural Risks (Guernsey) Limited works exclusively via Charlotte Square Insurance Brokers Limited, registered in the UK under number SC279235 and regulated by the Financial Conduct Authority (FCA) under reference number 460973.
2. Data Protection
ARX Rural Risks (Guernsey) Limited is committed to protecting your personal data and processing it in accordance with the Data Protection (Bailiwick of Guernsey) Law, 2017 (DPGL). We are registered with the Office of the Data Protection Authority (ODPA) in Guernsey.
Any personal data collected through this website or in connection with our insurance activities will be handled in accordance with our Privacy Policy, which sets out what data we collect, the lawful bases on which we process it, how long we retain it, who we may share it with (including international transfers), and your rights as a data subject.
Data Protection contact:
ARX Rural Risks (Guernsey) Limited
Block A, Second Floor, Lefebvre Court, Lefebvre Street, St Peter Port, Guernsey, GY1 2JP
Email: complaints@arxruralrisks.gg
If you have concerns about how we handle your personal data that we have been unable to resolve to your satisfaction, you have the right to lodge a complaint with the Guernsey Data Protection Commissioner (ODPA) at: www.odpa.gg
3. Website Terms of Use
By accessing and using this website, you agree to be bound by these terms. Please read them carefully before continuing.
The information on this website is provided for general information purposes only. It does not constitute insurance advice, a solicitation, or an offer to arrange or provide insurance products or services in any jurisdiction where ARX Rural Risks (Guernsey) Limited is not licensed or authorised to do so. ARX Rural Risks (Guernsey) Limited does not write insurance business directly with members of the general public. All insurance is placed exclusively through Charlotte Square Insurance Brokers Limited.
Whilst we take all reasonable steps to ensure the accuracy of the information published on this website, we make no warranties or representations as to its accuracy, completeness, or fitness for any particular purpose. We accept no liability for any loss or damage arising from reliance on the content of this website.
All content on this website is owned by or licensed to ARX Rural Risks (Guernsey) Limited and is protected by applicable intellectual property laws. You may not reproduce or distribute any content without our prior written consent.
We reserve the right to amend these terms at any time without notice. Continued use of this website following any changes constitutes your acceptance of the revised terms.
4. Cookies
This website uses cookies to support essential functionality, analyse site usage, and improve your browsing experience. Cookies are small text files placed on your device by our web server.
We use strictly necessary cookies (required for the site to operate), analytical cookies (to understand how visitors navigate the site), and functional cookies (to remember your preferences). We do not use cookies for advertising or marketing purposes.
You can manage or withdraw your consent to non-essential cookies at any time through your browser settings. Please note that disabling certain cookies may affect the functionality of this website.
For full details of the cookies we use and how to manage them, please read our Cookie Policy.
5. Financial Disclosure
In accordance with The Insurance Business Rules and Guidance, 2021 issued by the GFSC, ARX Rural Risks (Guernsey) Limited publishes its annual audited financial statements below. These are made available for a period of three years from the relevant filing date (six months after the company’s financial year-end). A copy of these statements has also been filed with the GFSC.
For further information regarding our financial disclosures, please contact us via our Get in Touch page.
6. Complaints
Details of how to make a complaint, including our commitment to resolve issues promptly and how to escalate to the Channel Islands Financial Ombudsman, are set out on our Complaints page.
Last Updated: April 2026